Get Your UFA Prepaid MasterCard Mastercard

UFA Debit Card

UFA Prepaid MasterCard Benefits

  • No Credit Checks Required
  • No Card Activation fee
  • No Monthly fee
  • Get government benefits up to 6 days early and receive payroll up to 2 days early*
  • Use anywhere Mastercard Debit is accepted
  • Tap-to-pay, swipe, or insert using EMV chip
  • Manage your account on the mobile app or website at myufacard.com
  • Mobile transaction alerts and notifications
  • Extensive cash reload network of over 500,000 locations nationwide

* Your funds will be held at or transferred to TransPecos Banks, SSB, an FDIC-insured institution. While there, your funds are insured up to $250,000 by the FDIC in the event TransPecos Banks, SSB fails if specific deposit insurance requirements are met and your card is registered. See fdic.gov/deposit/deposits/prepaid.html for details.
This card is issued by TransPecos Banks, SSB, Member FDIC pursuant to a license from Mastercard International.

UFA Prepaid MasterCard

Request more information on the UFA Prepaid MasterCard benefit.

Issuer Statement:
This Card is issued by TransPecos Banks, SSB (Member FDIC) pursuant to a license from Mastercard International Incorporated. "TransPecos Banks" are registered trademarks of TransPecos Banks, SSB. Banking services provided by TransPecos Banks, SSB, Member FDIC.

If you have already applied for the UFA Prepaid MasterCard, use the button below to check your application status.

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Frequently Asked Questions

Below you‘ll find answers to the most common questions to help you quickly get the information you need.

1. Who is ExpanseFT?

ExpanseFT, Inc. is a U.S.-based financial technology (FinTech) company dedicated to expanding access to safe, secure, and affordable financial services for underserved, underbanked, and unbanked communities. For nearly two decades, the company has partnered with financial institutions, employers, community organizations, and program sponsors to deliver innovative prepaid debit card, payment, and embedded finance solutions that help people participate more fully in the financial system.

2. Why did United Family Association choose ExpanseFT?

United Family Association selected ExpanseFT because of its proven expertise in secure prepaid payment technology, strong compliance standards, and commitment to financial inclusion. ExpanseFT’s scalable technology platform and customer-first approach allow UFA members to enjoy a modern prepaid debit card solution backed by experienced financial technology professionals.

3. Is ExpanseFT a trusted financial technology company?

Yes. ExpanseFT has maintained PCI DSS compliance every year since 2018, including certification under the latest PCI DSS 4.0 security standard—one of the payment industry’s highest levels of data security. The company has also been recognized as an Inc. 5000 Fastest Growing Company in America, a Long Island Top Workplace, and has received awards for Excellence in Customer Service, reflecting its commitment to operational excellence, innovation, and customer satisfaction.

4. What is the UFA Prepaid Debit Mastercard®?

The UFA Prepaid Debit Mastercard® is a convenient prepaid debit card included with eligible UFA memberships. The card allows members to securely receive and manage funds without the need for a traditional bank account. It can be used anywhere Mastercard® is accepted for purchases, online shopping, bill payments (coming soon), and everyday spending. Unlike a credit card, the UFA Prepaid Mastercard does not require borrowing money or carrying debt. Members simply spend the funds available on their account.

5. What are the advantages of the UFA Prepaid Debit Mastercard®

The UFA Prepaid Debit Mastercard offers numerous benefits, including:

  • No credit check required
  • No monthly maintenance fee
  • EMV chip technology for enhanced fraud protection
  • Tap to Pay contactless payments
  • Worldwide acceptance anywhere Mastercard is accepted
  • Secure online account management
  • Convenient access to payroll, government benefits, tax refunds, insurance proceeds, and other eligible deposits

It is designed to provide members with a safe, affordable, and easy-to-use financial solution.

6. What new features are being added to the UFA Prepaid Mastercard®?

The new Mastercard platform introduces several exciting enhancements, including:

  • Bill Pay for managing household expenses in one convenient location
  • Mastercard Rewards with exclusive merchant discounts and special offers
  • Esusu credit-building services through eligible payment reporting
  • Domestic and international remittance services for sending money to family and friends

These new features are designed to make the card an even more valuable everyday financial tool.

7. Is my money and personal information secure?

Yes. Security is a top priority for both ExpanseFT and Mastercard. The UFA Prepaid Debit Mastercard features EMV chip technology, Tap to Pay security, fraud monitoring, and is supported by ExpanseFT's PCI DSS-certified payment platform. Together, these technologies help protect member information and reduce the risk of unauthorized transactions.